Home / Our Plan / Low Cost With the Minnesota College Savings Plan, there are no sales charges, start-up or maintenance fees. An annual asset-based management fee will be paid to TIAA-CREF Tuition Financing, Inc. (TFI) to cover the cost of investment management and administrative services. TFI is an affiliate of TIAA-CREF Individual & Institutional Services, LLC, the distributor for Minnesota College Savings Plan. This fee is computed at an annual rate of 0.65% (less than one percent) of the average daily net assets of the Minnesota College Savings Plan, excluding assets held in the Guaranteed Option. The Guaranteed Option provides a guarantee of principal and a minimum rate of interest to the Minnesota College Savings Plan, but not to account owners or beneficiaries. No other fees or charges will be applied to your account. Effective November 1, 2007, transfers from the Guaranteed Option to the Money Market Option will not be permitted. (If this restriction changes, investors will be notified prior to the effective date of any such change.) See fee table and sample investment cost. Please note, however, that the State reserves the right to change the current fee and impose new or additional fees, expenses, charges, or penalties in the future. PDF files require the free Adobe Acrobat Reader. Get it here.

We're Here to Help  Read more about our plan's features: Tax Advantaged Low Cost Flexible Managed By A Leading Financial Services Provider Funds Can Be Used at Eligible Schools Nationwide State Matching Grant Program Easy Access to Your Account Information Investment Options Investment Performance Learn why it's so important to start now. Don't Don't forget you can set up the Automatic Contribution Plan (PDF, 50KB) or use Payroll Deduction (PDF, 46KB) for your contributions (if offered by your employer). Learn how to transfer funds from another 529 College Savings Plan Check out our FAQ and read the Minnesota College Savings Plan Disclosure Booklet and Participation Agreements (PDF, 773KB).   Tell a Friend Let a friend know about the Minnesota College Savings Plan. Calculate Your Savings Need Compare College Savings Options Questions? Call 1-877-338-4646

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The tax information contained on the Minnesota College Savings Plan Web site is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties that may be imposed on the taxpayer. It was written to support the promotion of the products and services addressed in the Web site. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.

Consider the investment objectives, risks, charges and expenses before investing in the Minnesota College Savings Plan. Please call toll-free 1(877) 338-4646 for a Disclosure Booklet containing this information. Read it carefully.

Before investing in a 529 plan, you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a 529 plan that offers favorable state income tax or other benefits that are only available if you invest in that state’s 529 plan.

TIAA-CREF Individual & Institutional Services, LLC, distributes Minnesota College Savings Plan. The State of Minnesota, its agencies, TIAA-CREF Tuition Financing, Inc., Teachers Insurance and Annuity Association of America and its affiliates do not insure any account or guarantee its principal or investment return except for TIAA-CREF Life Insurance Company’s guarantee to Minnesota College Savings Plan under the funding agreement for the Guaranteed Option. Account value will fluctuate based upon a number of factors, including general market conditions.

The Minnesota College Savings Plan Web site contains links to other Web sites. Neither Minnesota College Savings Plan nor TIAA-CREF Tuition Financing, Inc. and its affiliates are responsible for the content of those other Web sites. The accuracy of information on those sites cannot be confirmed.

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© 2007 TIAA-CREF Tuition Financing, Inc. TIAA-CREF Individual & Institutional Services, LLC, distributes Minnesota College Savings Plan. 2008 TIAA-CREF Tuition Financing Inc.