Single-Fund Investment Options
Consider this if: you’re looking to take a more focused approach to investing.
Sometimes, you might want investment options that are highly focused. Perhaps you want to make your choice based on the investment type of a single underlying fund.
The Single-Fund Investment Option may offer a range of investment types for a variety of objectives.
Whatever your choice, a Single-Fund Investment Option might be an investment path you wish to explore.
How the Single-Fund Investment Options work
These investment options are each invested solely in shares of a single underlying mutual fund. Their performance is entirely reliant on the performance of that underlying mutual fund. You should be aware that participants do not own shares of the underlying funds directly. Each of the Single-Fund Investment Options is described in more detail below.
|Investment Name||Risk Level||Investment Objective||Allocation|
|U.S. Large Cap Equity Option||Aggressive||This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.||
|Social Choice Option||Aggressive||This Investment Option seeks to provide a favorable long-term total return while giving special consideration to certain environmental, social and governance (“ESG”) criteria.*||
|Money Market Option||Conservative||This Investment Option seeks to provide current income consistent with preservation of capital.||
The investment options are subject to the risks of the underlying funds including the loss of principal.
Investment Option Footnotes
- *Responsible investing incorporates Environmental Social Governance (ESG) factors that may affect exposure to issuers, sectors, industries, limiting the type and number of investment opportunities available, which could result in excluding investments that perform well.↩
Things to consider
Changing your investments
Once you invest in a particular investment option, you can transfer contributions and any earnings to another investment option up to twice per calendar year or upon a transfer of funds to a Minnesota College Savings Plan account for a different beneficiary.
Periodically reviewing your investments
It’s a good idea to periodically reevaluate your investment strategy as your goals, investment horizon, and personal situation changes—for example, annually at tax time, on a yearly basis if your income changes, or upon the birth of another child.
More to explore
Compare investment options
We make it easy to choose investment options that fit your financial needs and savings goals.Discover your options
Use our MNSAVES resources to find options that fit your savings goals and support your child’s path to a college education.529 resources
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