Principal Plus Interest Option

Consider this if: You have a short investment horizon or you’re looking to preserve your funds.

Maybe college years are just around the corner and your strategy is now about preserving capital. Or you simply would like to maintain a stable rate of return as you prepare for the eventual costs of qualified higher education.

How the Principal Plus Interest Option works

This investment option seeks to preserve capital and provide a stable return. You may want to consider it if you have a short investment horizon and are looking for a conservative investment with a low-level of risk.

Investment Name Risk Level Investment Objective Allocation
Principal Plus Interest Option Conservative This Investment Option seeks to preserve capital and provide a stable return.
  • 100.00% Capital Preservation

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Things to consider

Changing your investments

Once you invest in a particular investment option, you can transfer contributions and any earnings to another investment option up to twice per calendar year or upon a transfer of funds to a Minnesota College Savings Plan account for a different beneficiary.

Periodically reviewing your investments

It’s a good idea to periodically reevaluate your investment strategy as your goals, investment horizon, and personal situation changes—for example, annually at tax time, on a yearly basis if your income changes, or upon the birth of another child.

More to explore

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