Minnesota College Savings Plan

Single-Fund Investment Options

You may want to consider this investment option if you’re looking to take a more focused approach to investing.

Sometimes, you might want investment options that are highly focused. Maybe you’re looking to choose socially responsible investments, so you want a fixed asset class that reflects your values. Perhaps you want to choose investment types that give you more control over the underlying funds.

Single-fund investment options may offer a range of investment types suitable for a variety of risk profiles. Some investment options include index and actively managed choices. Index funds are designed to track a benchmark index. Active management, by contrast, is managed by a person using research, forecasts, and their own experience to make investment decisions.

Whatever your choice, the Single-Fund Investment Options might be an investment path you wish to explore.

Changing Your Investments

Once you invest in a particular investment option, you can transfer contributions and any earnings to another investment option up to twice per calendar year or upon a transfer of funds to a Minnesota College Savings Plan account for a different beneficiary.

Periodically Review Your Investments

It’s a good idea to periodically re-evaluate your investment strategy as your goals, investment horizon, and personal situation change — for example, annually at tax time, on a yearly basis if your income changes, or upon the birth of another child.


How Single-Fund Investment Options Work

These investment options are each invested solely in shares of a single Underlying Fund. For those investment options invested in an Underlying Fund, their performance is entirely reliant on the performance of that Underlying Fund and may be more volatile than the age-based investment options or the multi-fund investment options. You should be aware that participants do not own shares of the underlying funds directly. Each of the single fund investment options is described in more detail below.

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Single-Fund Investment Options
Single-Fund Investment Options
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U.S. LARGE CAP EQUITY

(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.

Investment Strategy. This investment Option invests 100% of its assets in an “index fund,” meaning that the mutual fund attempts to track a benchmark index. The mutual fund in which this Investment Option is invested is TIAA-CREF S&P 500 Index Fund.

 100.00%TIAA-CREF S&P 500
Index Fund
+ X

MONEY MARKET

(Risk Level — Conservative)

Investment Objective. This Investment Option seeks to provide current income consistent with preservation of capital.

Investment Strategy. This Investment Option invests 100% of its assets in a money market mutual fund. The mutual fund in which this Investment Option is invested is TIAA-CREF Money Market Fund.

 100.00%TIAA-CREF Money
Market Fund
+ X

Single-Fund Investment Options


Single-Fund Investment Options
INVESTMENT OPTION NAME ALLOCATION INVESTMENT OPTION OBJECTIVE
U.S. LARGE
CAP EQUITY
(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.

Investment Strategy. This investment Option invests 100% of its assets in an “index fund,” meaning that the mutual fund attempts to track a benchmark index. The mutual fund in which this Investment Option is invested is TIAA-CREF S&P 500 Index Fund.

 100.00%TIAA-CREF S&P 500
Index Fund
Read More X
MONEY MARKET
(Risk Level — Conservative)

Investment Objective. This Investment Option seeks to provide current income consistent with preservation of capital.

Investment Strategy. This Investment Option invests 100% of its assets in a money market mutual fund. The mutual fund in which this Investment Option is invested is TIAA-CREF Money Market Fund.

 100.00%TIAA-CREF Money
Market Fund
Read More X

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