Single-Fund Investment Options

You may want to consider this investment option if you’re looking to take a more focused approach to investing.

Sometimes, you might want investment options that are highly focused. Perhaps you want to make your choice based on the investment type of a single underlying fund.

Single-fund investment options may offer a range of investment types suitable for a variety of risk profiles. Some investment options include index and actively managed choices. Index funds are designed to track a benchmark index. Active management, by contrast, is managed by a person using research, forecasts, and their own experience to make investment decisions.

Whatever your choice, the Single-Fund Investment Options might be an investment path you wish to explore.

Changing Your Investments

Once you invest in a particular investment option, you can transfer contributions and any earnings to another investment option up to twice per calendar year or upon a transfer of funds to a Minnesota College Savings Plan account for a different beneficiary.

Periodically Review Your Investments

It’s a good idea to periodically re-evaluate your investment strategy as your goals, investment horizon, and personal situation change — for example, annually at tax time, on a yearly basis if your income changes, or upon the birth of another child.


How Single-Fund Investment Options Work

These investment options are each invested solely in shares of a single underlying fund. Since their performance is entirely reliant on the performance of that underlying fund, they may be more volatile than the Enrollment Year Investment Option or the multi-fund investment options. You should be aware that participants do not own shares of the underlying funds directly. Each of the single-fund investment options is described in more detail below.

Show More
Single-Fund Investment Options
Single-Fund Investment Options
col1 col2

U.S. LARGE CAP EQUITY

(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.

Investment Strategy. This investment Option invests 100% of its assets in an “index fund,” meaning that the mutual fund attempts to track a benchmark index. The mutual fund in which this Investment Option is invested is TIAA-CREF S&P 500 Index Fund.

 100.00%TIAA-CREF S&P 500
Index Fund (TISPX)
+ X

MONEY MARKET

(Risk Level — Conservative)

Investment Objective. This Investment Option seeks to provide current income consistent with preservation of capital.

Investment Strategy. This Investment Option invests in a single government money market mutual fund, which mainly invests in cash, U.S. government securities and/or repurchase agreements that are collateralized fully by cash or U.S. government securities. The mutual fund in which this Investment Option is invested is TIAA-CREF Money Market Fund.

 100.00%TIAA-CREF Money
Market Fund (TCIXX)
+ X

Single-Fund Investment Options


Single-Fund Investment Options
INVESTMENT OPTION NAME ALLOCATION INVESTMENT OPTION OBJECTIVE
U.S. LARGE
CAP EQUITY
(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.

Investment Strategy. This investment Option invests 100% of its assets in an “index fund,” meaning that the mutual fund attempts to track a benchmark index. The mutual fund in which this Investment Option is invested is TIAA-CREF S&P 500 Index Fund.

 100.00%TIAA-CREF S&P 500
Index Fund (TISPX)
Read More X
MONEY MARKET
(Risk Level — Conservative)

Investment Objective. This Investment Option seeks to provide current income consistent with preservation of capital.

Investment Strategy. This Investment Option invests in a single government money market mutual fund, which mainly invests in cash, U.S. government securities and/or repurchase agreements that are collateralized fully by cash or U.S. government securities. The mutual fund in which this Investment Option is invested is TIAA-CREF Money Market Fund.

 100.00%TIAA-CREF Money
Market Fund (TCIXX)
Read More X

[ ACTIVE CONTENT HERE ]


1219028