Sometimes, you might want investment options that are highly focused. Perhaps you want to make your choice based on the investment type of a single underlying fund.
Single-fund investment options may offer a range of investment types suitable for a variety of risk profiles. Some investment options include index and actively managed choices. Index funds are designed to track a benchmark index. Active management, by contrast, is managed by a person using research, forecasts, and their own experience to make investment decisions.
Whatever your choice, the Single-Fund Investment Options might be an investment path you wish to explore.
Changing Your Investments
Once you invest in a particular investment option, you can transfer contributions and any earnings to another investment option up to twice per calendar year or upon a transfer of funds to a Minnesota College Savings Plan account for a different beneficiary.
Periodically Review Your Investments
It’s a good idea to periodically re-evaluate your investment strategy as your goals, investment horizon, and personal situation change — for example, annually at tax time, on a yearly basis if your income changes, or upon the birth of another child.
How Single-Fund Investment Options Work
These investment options are each invested solely in shares of a single underlying fund. Since their performance is entirely reliant on the performance of that underlying fund, they may be more volatile than the Enrollment Year Investment Option or the multi-fund investment options. You should be aware that participants do not own shares of the underlying funds directly. Each of the single-fund investment options is described in more detail below.
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U.S. LARGE CAP EQUITY(Risk Level — Aggressive)
Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.
Investment Strategy. This investment Option invests 100% of its assets in an “index fund,” meaning that the mutual fund attempts to track a benchmark index. The mutual fund in which this Investment Option is invested is TIAA-CREF S&P 500 Index Fund. 100.00%TIAA-CREF S&P 500
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Index Fund (TISPX) |
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MONEY MARKET(Risk Level — Conservative)
Investment Objective. This Investment Option seeks to provide current income consistent with preservation of capital.
Investment Strategy. This Investment Option invests in a single government money market mutual fund, which mainly invests in cash, U.S. government securities and/or repurchase agreements that are collateralized fully by cash or U.S. government securities. The mutual fund in which this Investment Option is invested is TIAA-CREF Money Market Fund. 100.00%TIAA-CREF Money
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Market Fund (TCIXX) |
Single-Fund Investment Options
INVESTMENT OPTION NAME | ALLOCATION | INVESTMENT OPTION OBJECTIVE |
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U.S. LARGE CAP EQUITY |
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(Risk Level — Aggressive)
Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.
Investment Strategy. This investment Option invests 100% of its assets in an “index fund,” meaning that the mutual fund attempts to track a benchmark index. The mutual fund in which this Investment Option is invested is TIAA-CREF S&P 500 Index Fund. 100.00%TIAA-CREF S&P 500
Read More
X
Index Fund (TISPX) |
MONEY MARKET |
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(Risk Level — Conservative)
Investment Objective. This Investment Option seeks to provide current income consistent with preservation of capital.
Investment Strategy. This Investment Option invests in a single government money market mutual fund, which mainly invests in cash, U.S. government securities and/or repurchase agreements that are collateralized fully by cash or U.S. government securities. The mutual fund in which this Investment Option is invested is TIAA-CREF Money Market Fund. 100.00%TIAA-CREF Money
Read More
X
Market Fund (TCIXX) |
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